Lumpsum Calculator
Calculate returns on your one-time investments with detailed growth analysis
Lumpsum Investment Examples
Retirement Planning
Investment: ₹25,00,000
Period: 20 years
Return: 12% p.a.
Maturity Amount: ₹1,93,28,425
7.7x growth over investment
Education Fund
Investment: ₹10,00,000
Period: 10 years
Return: 10% p.a.
Maturity Amount: ₹25,93,742
2.5x growth over investment
Short-term Goal
Investment: ₹5,00,000
Period: 5 years
Return: 8% p.a.
Maturity Amount: ₹7,34,664
1.4x growth over investment
Lumpsum Investment Formulas
Future Value Formula
A = P(1 + r)ⁿ
Where:
A = Final Amount
P = Principal Amount
r = Annual Return Rate
n = Number of Years
Inflation Adjusted Value
Real Value = A ÷ (1 + i)ⁿ
Where:
A = Final Amount
i = Inflation Rate
n = Number of Years
Absolute Returns
Returns = A - P
Where:
A = Final Amount
P = Principal Amount
Benefits & Features
Our lumpsum calculator delivers essential benefits for one-time investment planning:
Investment Analysis
- Future value projection
- Compound growth calculation
- Investment horizon planning
- Return estimation
- Goal achievement analysis
Wealth Planning
- Portfolio allocation
- Risk assessment
- Investment comparison
- Tax impact analysis
- Wealth distribution
Strategic Tools
- Multiple scenario comparison
- Investment timing analysis
- Risk-return evaluation
- Market impact assessment
- Goal tracking features
Frequently Asked Questions
What is a Lumpsum Investment?
A lumpsum investment offers several benefits:
- One-time investment opportunity
- Power of compounding from day one
- Lower transaction costs
- Suitable for windfall gains
- Market timing flexibility
- Long-term wealth creation
Lumpsum vs SIP: Which is Better?
Consider these factors:
- Market timing sensitivity
- Investment amount availability
- Risk tolerance levels
- Investment horizon
- Regular income requirements
How does inflation impact returns?
Inflation affects your investment by:
- Reducing purchasing power
- Impacting real returns
- Affecting long-term goals
- Requiring higher nominal returns
- Necessitating investment strategy adjustments